For more than a century and a half Ziraat Bank has been serving Turkey by putting its deep-rooted and sound structure, its advanced and innovative approach to management, and its experienced and specialist personnel to work all over the country.

The founder and natural leader of our country’s banking industry
When Ziraat Bank commenced operations in 1863, it was the first example of a nationally-owned bank in a country that neither had a national banking system nor whose own capital accumulation was adequate. Owing to the ventures and undertakings in the years that followed, Ziraat Bank today is regarded as both the founder and the natural leader of Turkey’s banking industry.

For more than a century and a half Ziraat Bank has been serving Turkey by putting its deep-rooted and sound structure, its advanced and innovative approach to management, and its experienced and specialist personnel to work all over the country. The scope of Ziraat Bank’s service delivery capability is huge: in more than 400 of Turkey’s towns and cities it is the only bank with a physical presence.

Ziraat Bank provides comprehensive and integrated financial solutions to the real sector by adding dynamism to the economy. The Bank serves a huge and diversified customer base ranging from humble farms to major corporations, from small- and medium-sized enterprises to students, and from pensioners to every conceivable professional and occupational group. The products, services, and solutions supplied to this huge audience both by the Bank itself and through the subsidiaries that make up the Ziraat Finance Group contribute as much to the effective functioning of markets as they do to that of the Turkish economy.

The Turkish bank with the largest global presence
Ziraat Bank has operations at 97 locations in 18 countries around the world. Ziraat Bank is the center of an extensive international service network consisting of 9 international subsidiary banks as well as of 22 branches, 4 sub-branches, and 1 representative’s office.

In 2015 Ziraat Bank opened 112 new domestic branches and further expanded its geographical reach in its home market. Deploying its effective delivery channels, experienced personnel, and strong technological infrastructure, the Bank delivers uninterrupted and superior-quality service to customers in the corporate, entrepreneurial, and retail banking business lines through:

• 1,812 branches located in Turkey and abroad
• 25,697 employees
• 6,566 ATMs
• Ziraat Internet Branch
• Ziraat Mobile Branch
• Ziraat Bank Call Center

Sustainable profitability and productivity
In 2015, Ziraat Bank’s total assets increased by 22.3% and reached TL 302.8 billion in value compared to the previous year. Focusing on sustainable profitability and productivity, Ziraat Bank once again increased its net profit, just as it has done consistently every year. In 2015, net profit grew by 27.5% to TL 5.2 billion.

Because it is more than just a bank, Ziraat Bank is committed to contributing to the long-term wellbeing of society and to supporting the Turkish economy’s developmental processes by effectively deploying both its knowledge and experience and its extensive service reach.