2020 INTEGRATED ANNUAL REPORT
ABOUT THE REPORT

SCOPE OF THE REPORT
The integrated annual report addresses the economic, environmental and social performance of Ziraat Bank for the period between January 1, 2020 and December 31, 2020 under a holistic approach. The report includes information regarding the Bank’s banking activities and its domestic and international subsidiaries.

The report sets out Ziraat Bank’s corporate strategy, foresight and goals for the future, and its ability to create long-term value in a multifaceted and integrated perspective.

The report of is in compliance with the minimum annual reporting requirements of Banking Regulation Surveillance Association (BRSA) and Turkish Commercial Law legal frameworks.

The integrated annual report is prepared in compliance with the International Integrated Reporting Framework recommended by IIRC and “Core” Option of GRI Standards published by Global Reporting Initiative (GRI). Content of the report is compiled in accordance with the content determination methods described in GRI standards, mainly with materiality analysis. Performance indicators are presented mainly in the context of “GRI Standards” disclosures.

The 2020 integrated annual report includes detailed information on Ziraat Bank’s governance approach, sustainability approach, interaction with its stakeholders, priority issues and the economic, social and the environmental value which it generates. In the report, the Bank’s activities are covered within the framework of six different capital items in parallel with the classification of capital items proposed by the International Integrated Reporting Council (IIRC). Furthermore, within the scope of the United Nations Sustainable Development Goals (SDG), elements directly or indirectly contributed by the Bank have been identified and reflected in the report.

The financial indicators in the report are derived from data disclosed in Ziraat Bank’s independently audited, solo and consolidated financial statements.

PERIOD OF THE REPORT
This report, unless otherwise stated, covers the period between January 1, 2020 and December 31, 2020.

The data contained in this report constitutes benchmarking criteria for the integrated annual reports which Ziraat Bank will publish in the coming periods.

REPORTING CYCLE
Ziraat Bank publishes its Integrated Annual Report on an annual basis. The Bank plans to report its activities annually in the following years.

Ziraat Bank’s activities which are considered to contribute to the SDGs within the scope of its service cycle are addressed in detail in various sections of this report. The colored SDGs shown in the infographic below indicate the ones which are prioritized by Ziraat Bank.

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