RATIOS
(%)
Capital |
2021 |
2022 |
Capital Adequacy Ratio |
16.5 |
16.5 |
Shareholders’ Equity/Total Assets |
7.1 |
8.8 |
Shareholders’ Equity/(Total Assets+Non-cash Loans) |
5.9 |
7.4 |
Shareholders’ Equity/(Deposits+Non-Deposit Sources) |
7.9 |
10.2 |
|
|
|
Asset Quality |
2021 |
2022 |
Cash Loans/Total Assets |
56.8 |
54.8 |
NPL (Gross)/Cash Loans |
1.9 |
1.1 |
NPL (Gross)/(Non-Cash Loans+Cash Loans) |
1.5 |
0.8 |
Loans/Deposits |
82.1 |
72.8 |
FC Assets/FC Liabilities |
92.6 |
97.0 |
|
|
|
Liquidity |
2021 |
2022 |
Liquid Assets/Total Assets |
16.2 |
16.9 |
Liquid Assets/(Deposits+Non-Deposit Sources) |
18.0 |
19.6 |
|
|
|
Profitability |
2021 |
2022 |
Net Profit/Average Total Assets |
0.6 |
2.3 |
Net Profit/Average Shareholders’ Equity |
6.9 |
26.4 |
Interest Income/Interest Expenses |
163.9 |
222.5 |
