INFORMATION ON THE ACTIVITIES OF THE CREDIT COMMITTEE

CHAIRMAN
Alpaslan ÇAKAR
Member of the Board and CEO

MEMBERS
Burhaneddin TANYERİ
Chairman of the Board

Feyzi ÇUTUR
Member of the Board

ALTERNATE MEMBERS
Faruk ÇELİK
Member of the Board

Fazlı KILIÇ
Member of the Board

Credit Committee fulfills the duties and powers specified in the Banking Law, the Bank’s articles of association, and other legislation issued by BRSA. Within the framework of the authority delegated by the Board of Directors, the Committee extends loans and makes decisions. Credit Committee performs other duties related to lending assigned to it by the Board of Directors.

The Credit Committee met 30 times during 2021 and passed 749 decisions.

INFORMATION ON THE ACTIVITIES OF THE AUDIT COMMITTEE

MEMBERS
Fazlı KILIÇ
Member of the Board

Mahmut KAÇAR
Member of the Board

The Committee assists with the auditing and supervision activities for which the Bank is responsible, and fulfills the duties, powers and responsibilities designated by the legislation issued by the BRSA, as well as those related to the execution of the Compliance program and those defined by applicable legislation.

INFORMATION ON THE ACTIVITIES OF THE CORPORATE GOVERNANCE COMMITTEE

CHAIRMAN
Dr. Ahmet GENÇ
Member of the Board

MEMBERS
Serruh KALELİ
Member of the Board

Dr. Ertan ALTIKULAÇ
Group Head

Gülbin ÇAKIR
Department Head

Hüseyin Alper DUMAN
Manager

Corporate Governance Committee monitors and audits the Bank’s compliance with corporate governance principles. The Committee suggests proposals to the Board of Directors and works to ensure improvements. The Committee keeps reports of its activities in written form.

INFORMATION ON THE ACTIVITIES OF THE REMUNERATION COMMITTEE

MEMBERS
Veysi KAYNAK
Vice Chairman of the Board

Faruk ÇELİK
Member of the Board

The Remuneration Committee is responsible for overseeing and supervising the remuneration practices on behalf of the Board of Directors. The Committee assesses the remuneration policy and practices within the framework of risk management to ensure that remuneration policies are aligned with the Bank’s ethical values and strategic goals, and submits its recommendations to the Board of Directors.

INFORMATION ON THE ACTIVITIES OF THE INFORMATION SYSTEMS COMMITTEE

CHAIRMAN
Fazlı KILIÇ
Member of the Board

MEMBERS
Emrah GÜNDÜZ
Executive Vice President

Dr. İlker MET
Group Head

Hüseyin ÖZUYSAL
Group Head

Osman TANAÇAN
Ziraat Teknoloji A.Ş. CEO

Dr. Ertuğrul Umut UYSAL
Department Head

Bayram TUZCU
Department Head

Zafer ÖZDEK
Department Head

The duties and activities of the Committee are as follows:

• to fulfill the duties and authorities determined in the legislation regulated by the BRSA,
• to manage the preparation of the Information Systems Strategy Plan,
• to monitor the proper implementation of the plan.

INFORMATION ON THE ACTIVITIES OF THE INFORMATION SECURITY COMMITTEE

CHAIRMAN
Fazlı KILIÇ
Member of the Board

MEMBERS
Emrah GÜNDÜZ
Executive Vice President

Dr. İlker MET
Group Head

Osman TANAÇAN
Ziraat Teknoloji A.Ş. CEO

Dr. Ertuğrul Umut UYSAL
Department Head

İbrahim KONAK
Department Head

Ahmet Burak ERKOL
Department Head

Özcan ASANOĞLU
Department Head

S. Şamil YILDIZ
Department Head

Sevil GÖKCAN
Department Head

The duties and activities of the Committee are as follows:

• to fulfill the duties and authorities determined in the legislation regulated by the BRSA,
• to coordinate information security activities,
• to establish and implement information security policy.

INFORMATION ON ACTIVITIES OF THE CREDIT MONITORING AND RISK MANAGEMENT COMMITTEE

CHAIRMAN
Recep TÜRK
Executive Vice President

MEMBERS
Mehmet Şükrü TAŞCI
Executive Vice President

Yasin ÖZTÜRK
Group Head

Ahmet FAKI
Department Head

Hasan ÖZTAŞ
Department Head

S. Şamil YILDIZ
Department Head

Rehber BİRKAN
Department Head

The duties and activities of the Committee are as follows:

• to evaluate the loan portfolio periodically, to determine the actions to be taken and to create strategies for the following periods,
• to monitor and evaluate financial risks and to determine the actions to be taken and to coordinate these
• to develop a risk culture throughout the Bank.

INFORMATION ON THE ACTIVITIES OF THE EXPENSE MANAGEMENT AND EFFICIENCY COMMITTEE

CHAIRMAN
Emrah GÜNDÜZ
Executive Vice President

MEMBERS
Dr. Ertan ALTIKULAÇ
Group Head

Hüseyin ÖZUYSAL
Group Head

Dr. İlker MET
Group Head

The duties and activities of the Committee are as follows:

• to ensure that the development of the Bank’s asset-liability, income-expenditure items is in harmony with the determined budget.
• to make projections according to changes in market conditions and parameters,
• to reveal areas of improvement by identifying areas of productivity,
• to keep operational and purchasing costs at the optimum level by evaluating them together with real income performance
• to provide banking services to customers at lower cost and higher customer satisfaction