RATIOS
(%)
Capital |
2020 |
2021 |
Capital Adequacy Ratio |
18.2 |
16.5 |
Shareholders’ Equity/Total Assets |
9.9 |
7.1 |
Shareholders’ Equity/(Total Assets+Non-cash Loans) |
8.6 |
5.9 |
Shareholders’ Equity/(Deposits+Non-Deposit Sources) |
11.5 |
7.9 |
|
||
Asset Quality |
2020 |
2021 |
Cash Loans/Total Assets |
63.7 |
56.8 |
NPL (Gross)/Cash Loans |
2.3 |
1.9 |
NPL (Gross)/(Non-Cash Loans+Cash Loans) |
1.9 |
1.5 |
Loans/Deposits |
95.4 |
82.1 |
FC Assets/FC Liabilities |
81.4 |
92.6 |
|
||
Liquidity |
2020 |
2021 |
Liquid Assets/Total Assets |
9.7 |
16.2 |
Liquid Assets/(Deposits+Non-Deposit Sources) |
11.2 |
18.0 |
|
||
Profitability |
2020 |
2021 |
Net Profit/Average Total Assets |
1.0 |
0.6 |
Net Profit/Average Shareholders’ Equity |
9.7 |
6.9 |
Interest Income/Interest Expenses |
199.3 |
163.9 |
