2019 INTEGRATED ANNUAL REPORT
ABOUT THE REPORT

SCOPE OF THE REPORT
The integrated annual report, the first integrated activity report published by Ziraat Bank, addresses the economic, environmental and social performance of Ziraat Bank for the period January 1, 2019 - December 31, 2019 under a holistic approach. The report includes the Bank’s banking activities and its domestic and international subsidiaries.

The report sets out Ziraat Bank’s corporate strategy, foresight and goals for the future, and its ability to create long-term value, in a multifaceted and integrated perspective.

The 2019 integrated annual report includes detailed information on Ziraat Bank’s governance approach, sustainability approach, interaction with its stakeholders, priority issues and the economic, social and environmental value it generates. In the report, the Bank’s activities are covered within the framework of six different capital items in parallel with the classification of capital items proposed by the International Integrated Reporting Council (IIRC). Furthermore, within the scope of the United Nations Sustainable Development Goals (SDG), the elements directly or indirectly contributed by the Bank have been identified and reflected in the report.

The financial indicators in the report are derived from data disclosed in Ziraat Bank’s independently audited, solo and consolidated financial statements.

PERIOD OF THE REPORT
This report, unless otherwise stated, covers the period between January 1, 2019 and December 31, 2019.

The data contained in this report constitutes benchmarking criteria for the integrated annual reports that Ziraat Bank will publish in the coming periods.

REPORTING CYCLE
Ziraat Bank publishes its Integrated Annual Report on an annual basis. The Bank plans to report its activities annually in the following years.