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Remove gold under your mattress and open a gold account with Ziraat Bank's assurance!

It is a time deposit account that can be opened in gram gold of 1000/1000 carat with a maturity of 30-400 days, which you can use at any time through our nationwide branch network and Internet Branch.​

Features

  • The minimum amount required for opening is 200 grams.
  • While evaluating your savings as gold without the risk of being stolen or lost, it provides the opportunity to earn interest income in gold.
  • Covered by the Savings Deposit Insurance.
  • Subject to a 15% withholding tax (Security Income Tax) at the interest amount.

    Announcement about Savings Deposit Guarantee

    Pursuant to the provisions of the “Regulation on Premiums to be Collected by the Deposit Insurance Fund for Insured Deposits and Participation Funds and Savings Deposits”; The principal amounts of Turkish Lira, foreign currency, and precious metal deposit accounts held in domestic branches of a credit institution operating in Türkiye, excluding those belonging to public institutions, credit institutions, and financial institutions, along with the total interest discounts related to these accounts, are covered by insurance up to 1.200.000 Turkish Liras.

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Gold Time Deposit Account Interest Rates

Term Groups Ratio
Demand Deposit%0.00
Between 1 - 29 days​
%0.00
Between 30 - 31 days%0.10
Between 32 - 91 days%0.10
Between 92 - 180 days%0.10
Between 181 - 364 days%0.10
Between 365 - 400 days%0.1​0

*Minimum Gold Time Deposit Account opening amount is 200 g of 1000/1000 purity gold.