Daily Earning Account

​​​

Enjoy the freedom of making daily purchases and payments with the Daily Earning Account, while your savings earn value every day!

Features

  • The account can only be opened in Turkish Lira with a 1-day maturity.
  • 1 account can be opened for each customer.
  • While the minimum account opening balance is TRY 50.000, there is no upper limit.
  • You can freely use the entire balance in the account during the day between 7:00 AM and 11:00 PM.
  • The amount not to accrue interest, as set out in the table, shall be available in the account between 11:00 PM and 7:00 AM, and interest shall automatically accrue on the balance above this amount. If you would like to utilize an amount above the available balance between 11:00 PM and 7:00 AM, the transaction can only be realized by closing the account.
  • Value-date practice is not applicable to the Daily Earning Account. However, in order for the amounts deposited into the account to earn interest on the same day, deposits must be made by 5:00 PM at the latest. Amounts deposited into the account after 5:00 PM will not be taken into account in the interest calculation for that day, and withdrawals made from the account after 5:00 PM will be excluded from the interest calculation for that day. Accordingly, the lowest balance as of 5:00 PM and thereafter will be taken as basis in determining the amount to accrue interest for that day.
Daily Earning Account-Amount Range (TL)
 Amount not to Accrue Interest (TL)
50.000-99.999,99 15.000
100.000-249.999,99 20.000
250.000-499.999,99 50.000
500.000-999.999,99 75.000
1.000.000-2.999.999,99 200.000
3.000.000-9.999.999,99 500.000
10.000.000-19.999.999,99 1.250.000
20.000.000-49.999.999,99 3.000.000
50.000.000-99.999.999,99 5.000.000
100.000.000 and above 10.000.000
Amount Range to Accrue Interest (TL)
 Interest Rate (%)
0-34.999.99 4.5
35.000-49.999,99 27
50.000-99.999,99 27
100.000-249.999,99 30
250.000-499.999,99 33
500.000-999.999,99 34
1.000.000-2.999.999,99 37
3.000.000-9.999.999,99 39
10.000.000-19.999.999,99 40
20.000.000-49.999.999,99 40
50.000.000-100.000.000,00 40

* The maximum amount to accrue interest is TRY 100.000.000.


Announcement about Savings Deposit Guarantee

Pursuant to the provisions of the "Regulation on Deposits and Participation Funds Subject to Insurance and Premiums to be Collected by the Savings Deposit Insurance Fund," published in the Official Gazette no. 32745 of 07.12.2024; this coverage applies to accounts held at the domestic branches of a credit institution operating in Türkiye, with the exception of those belonging to official institutions, credit institutions, and financial institutions. The aggregate of the principal amount and interest rediscounts of deposit accounts denominated in Turkish Lira, a foreign currency, or a precious metal are under insurance protection up to 950 thousand Turkish Liras.

​​

Application Channels

OUR BRANCHES
ZİRAAT MOBILE
INTERNET BRANCH