To earn more, employees have many pluses at Ziraat!

​​​​​​​We have prepared a very special world full of advantageous products and various campaigns for our customers who are getting their salaries from Ziraat.

If you are,

  • Getting your salary from Ziraat
  • Using Ziraat Maximum credit card
  • Using Overdraft Current Account
  • Ziraat Internet Banking customer

you can get started immediately with the following products, services and campaigns.

Wide Branch and ATM Network

Ziraat is always at your side with Türkiye's biggest branch and ATM network!

We are with our customers for 7 days and 24 hours with more than 1,800 branches and over 6,800 ATM counts, our gentle staff and fast service understanding.

Employee's Credit Package (Home Loan – Vehicle Loans – Consumer Loans)

Those who are getting their salaries from Ziraat also earn with advantageous Employee's Plus Credit Packages!

If you are getting your salary from Ziraat, you can benefit from special interest rates and flexible payment types in home, vehicle and consumer loans.

Direct Debit Instruction

Get a Direct Debit Instruction for your bills, forget about the due dates!

You can pay your electricity, gas, water, telephone, internet, television bills, any regular payments, and even if you do not have enough funds, you can convert your salary account to a Credit Deposit Account so that your bills can be paid in a timely and reliable manner.

You may pay your credit card debts by placing a direct debit instruction so you can gain the benefit of paying your debt on the last payment date of your credit card, not on the due date of your debt, and you can enjoy the convenience of tracking your bill payments on your account statement.

Cumulative Savings Account

Our Savings Account helps you plan your savings through small, regular payments!

Total amounts saved are invested once every 1 or 3 months, denominated in TL, EUR, or USD, and come with a term of between 5 and 10 years, depending on your needs. Start planning now to invest in your future.

Housing Account

Government contribution up to 20% to our customers who do not have another property with home ownership, flat easement or private property registered in their name.

You can open a Housing Account at all Ziraat Bank with at least at a term of 3 years.

With the option of interest-free Housing Account you can only get government contributions over the amount of savings you have made.

You can start saving money with the Housing Account, which you can open as a cumulative deposit in our bank with a minimum term of 3 years.

** Housing Account is valid only for Turkish citizens.